Insurance Education for Builders

Builders Risk Insurance, also known as Course of Construction (COC) Insurance, is specifically designed to protect buildings and materials during this high-risk window. It is a form of property insurance, covering the physical structure and materials while a project is under construction or major renovation.

The distinction between excluded faulty work and covered resulting damage is the single most important concept in construction property insurance. It is also the point at which many insureds unintentionally destroy their own claims through poor documentation, mischaracterization of loss causation, or failure to segregate costs.